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On August 30, 2006, Steven A. Kass, Esq., was interviewed by Radio Host Sy Buckner, RFC, CLTC, CFS, on Hofstra Radio WHRU.  Sy is a graduate of the Wharton School of Business of the University of Pennsylvania.  He obtained his Masters Degree in the Humanities from Hofstra University, graduating with Distinction. As the principal Buckner Financial Solutions, Sy uses his licenses as an Insurance Broker and Stock Broker, to assist his clients with their financial lives, and prepares strategies for longevity planning.  Sy’s insurance practice specializes in Long Term Care Insurance, and Life, Health and Disability Insurance.

Sy and Steven developed a Three Part Series that was aired for consumers, covering many topics of interest in the areas of Elder Law, Estate Planning, Medicaid Planning and Planning for Persons with Special Needs.

Series I: The Building Blocks of Elder Law and Estate Planning
Advance Directives (Powers of Attorney, Health Care Proxy, Living Will, HIPAA Release Authorization, Appointment of Agent to Control Disposition of Remains)
Guardianships
Why Everyone Needs a Last Will and Testament
Why and When Someone Should Choose a Trust (Revocable versus Irrevocable)

Series II: Paying for Long Term Care
Private Pay (including average costs of homecare, assisted living and nursing home care)
General Medicare Coverage under Parts A, B, C & D
Supplemental Medicare Insurance
Long Term Care Insurance
Basics of Medicaid Eligibility (assets-income test, look-back period, transfer penalty rule, spousal refusal)

Series III:
Medicaid Planning & Planning for Persons with Special Needs
Review Basics of Medicaid Eligibility (assets-income test, look-back period, transfer penalty rule, spousal refusal)
Changes to the laws regarding Medicaid due to the Deficit Reduction Act of 2005
Medicaid Planning Techniques (Exempt Transfers, Gifting, Notes, Annuities, Life Estates, Trusts)
Special Needs Trusts
Pooled Trusts